If you used some but not all of your Points in the Use Year in which they were allocated,
they will automatically be SAVED for use in the next Use Year. To use Points, membership
must be current.
If you need more Points, you can BORROW some from your next Use Year, provided that you have
paid the RCI membership fee for your next Use Year.
If you don't use saved Points in that second Use Year, you can pay a fee to EXTEND them for a
third Use Year. To use Points, membership must be current.